Answer: Zakat of plants and fruits is due in its harvesting day. The
minimum amount liable of Zakat is five awsuq that equals (653
kilograms). If the crop attains this amount, Zakat is valued
according to irrigation method. In the previous question, the land
is irrigated by rain and irrigation machine. If the large part is
irrigated by rain, Zakat is 10 % and if it is equal, Zakat is 7.5 %.
If the large part is irrigated by the owner's effort, Zakat is half
a tithe (5%) and Zakat is taken from this crop i.e. from the total
amount of the olive fruits. If irrigation method is unknown, Zakat
is 10 %. And Allah knows best.
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9- Question: I have farms and I work in marketing dates; is it
permissible to pay Zakat cash instead of dates? And what is Zakat
amount if it is irrigated by machines?
Answer: yes, it is allowed to pay Zakat cash if it is difficult to
pay Zakat of dates. According to the mentioned method of irrigation,
Zakat is half a tithe (5%) if the crop attains Nisab (653
kilograms); it is not necessary to be in possession for one year as
Zakat is due in harvesting.
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10- Question: I have dates land and the crop is sold in the market;
is it allowed to pay Zakat from money? And how can I calculate it? I
have also (roodes) in the farm; does it have Zakat?
Answer: Zakat upon dates is a tithe if it depends on the natural
sources of irrigation like rains and springs. Zakat upon dates is
half a tithe if it is irrigated by machines. It is allowed to pay
Zakat cash of the price of dates in case of marketing the crop and
it is not necessary to be in possession for one year as Zakat is due
in harvesting.
(Roodes)
has no Zakat because it is not from the crops upon which there is
Zakat. Zakat is applicable to (roodes) price if it attains Nisab
and be in possession for a year just like money and Zakat upon money
is equal to (85) gram of pure gold according to market price. And
Allah knows best.
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11- Question: I have an amount of money equal to 25 thousand as a
result of selling dates of my own farm provided that I did not pay
Zakat upon dates. In addition, this amount is in my possession for a
year; what is its Zakat in case I was irrigating the land by
machines?
Answer: As long as you were irrigating the land by yourself, Zakat
is half a tithe (5%). You have sold the crop also, so, Zakat is
applicable to its price with the same rate. Zakat will be 1250
dirham that you should have paid it in harvesting time as it is not
necessary to be in possession for one year. Therefore, you should
pay Zakat immediately.
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12- Question: I earn money from planting celery which is from
monthly crops; how could I calculate its Zakat, may Allah reward you
for your deeds?
Answer: Celery is not from the categories upon which Zakat is
applicable according to the majority of scholars in contrast with Al
Hanafiyah, so you do not have to pay Zakat. However, in case of
selling the crop, you should apply the conditions of Zakat upon its
value. If the price attains the minimum amount liable to Zakat and
is in possession for a year, Zakat is quarter a tithe (2.5%).
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13- Question: I have a farm with no plants or fruits and I do not
benefit of it; is there Zakat upon it?
Answer: Zakat is not applicable to this land because it is not
planted, rented or offered to sale and Allah knows best.
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Fatwa about Zakat upon Money:
14- Question: What is the Zakat upon 500 dirham?
Answer: in general, the money possessed should attain Nisab
that equals 85 grams of pure gold with its current price, which is
4000 dirham. The price might increase or decrease according to gram
value in the market. Therefore, the amount of 500 dirham has no
Zakat and Allah knows best.
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15- Question: is there Zakat upon the salary? I have 18000 dirham in
the bank.
Answer: the money of salary is from utilized money that has two
options: you may possess it for a complete year if it attains
Nisab, and then there is Zakat upon this money. You should apply
this method in every salary you get. The other option is possessing
money which attains Nisab and a year has passed. Then you
could pay Zakat for this amount and what you added to that amount
during that year and it will be accepted Zakat if Allah wants. The
money added to the basic amount during the year and a year did not
pass has two opinions. You could pay its Zakat from the basic amount
of money that is possession for a year. No doubt, paying Zakat all
at the same time for the whole amount of money is easier than paying
Zakat for each amount of the money.
Zakat upon 18000 dirham is 450 dirham and Allah knows best.
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16- Question: I have (10000 dirham); how much is its Zakat?
Answer: Zakat upon (10000 dirham) is quarter a tithe (2.5%) if a
year has passed. Its Zakat is 250 dirham and Allah knows best.
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17- Question: what is the minimum amount of gold liable to Zakat?
Answer: the Nisab of gold is 85 grams of pure gold if this
amount was in your possession for a year. Zakat upon gold is quarter
a tithe (2.5%) of gold or its value in the market in the time of
paying Zakat.
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18- Question: What is the Nisab of Zakat? What is the rate of
Zakat upon money?
Answer: The minimum amounts liable to Zakat differ according to
types of money. Gold Nisab starts from 85 grams and silver
Nisab is 200 dirham (595 gram).there Zakat upon gold and silver
is quarter a tithe (2.5%) if the possessed amount attains Nisab.
The
minimum amount of money and commercial stuff liable to Zakat equals
85 gram of gold i.e. value of money Nisab and Zakat rate is
quarter a tithe (2.5%).
The
minimum amount of plants and fruits liable to Zakat is five
Awsuqs (653 kilograms).
The
Nisab of sheep is forty sheep, Nisab of cows is thirty
cows, and camels' Nisab is five. And Allah knows best.
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19- Question: I have an amount of money more than the minimum amount
liable to Zakat. I also have a debt less than the possessed amount
and paid from time to time. Is this debt, which is part of the
possessed amount, included in Zakat? Or is the debt is separated
from the possessed amount and then Zakat is paid?
Answer: if you possess money that attains Nisab, a year has
passed and not used in paying the debt, then you should pay Zakat
without discounting debt value because it is an amount possessed by
a Muslim, attains Nisab and a year has passed. Zakat rate is
2.5% and Allah knows best.
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20- Question: I have gold of 21 carats weighing 289.4 gram, of 22
carats weighing 2.27 grams and of 18 carats weighing 72.75 gram; how
much is their Zakat?
Answer: Zakat upon the total amount of your gold is 407 dirham if a
year has passed. The rules of calculating Zakat upon gold is
attaining Nisab, 85 gram of pure gold, passage of a year and
Zakat rate is 2.5 %. The amount less than the specified rate have no
Zakat. And Allah knows best.
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21- Question: I want to know Zakat upon (38000) dirham.
Answer: Zakat upon this amount is (950) dirham if a year has passed.
And Allah knows best.
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22- Question: I want to know how to calculate Zakat upon money.
Answer: Money should meet the conditions of Zakat. First, the amount
of money should attain Nisab that is 85 gram of pure gold
with its price in time of Zakat, is nearly 4000 dirham. Second, a
year has passed. Zakat rate is 2.5 %.
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23- Question: I have participated in monthly assembly fund with ten
persons participating. Every person pays 2000 dirham monthly and the
assembly fund continues for five years. One person will receive
120000 dirham every six months. How is Zakat upon this assembly fund
calculated? How much is Zakat upon every person?
Answer: the person who takes the money should pay Zakat after
passage of a year that starts at time of receiving the money. There
is no Zakat if he spends all the money.
The
other participants in assembly fund are subject to Zakat upon debt.
If the debtor was confident of getting his money, he should pay
Zakat upon his contribution in the assembly fund besides his special
money. If he was not confident of getting his money, he should not
pay Zakat even if he gets his contribution in the fund. He should
pay Zakat upon his special money in case of meeting the conditions
of Zakat. He should calculate his contribution in the fund in time
of receiving the money.
It
is permissible for the participants in the fund to pay Zakat upon
the total money of the fund as it is allowed to pay Zakat upon the
mixed properties except the cattle, so there is no Zakat upon the
participants.
The
condition of Zakat upon that fund is applied since the time of its
beginning. However, that condition can not be fulfilled because the
money is distributed every six months. Thus there is no Zakat upon
the fund in that case. And Allah knows best.
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24- Question: I have gold from the first day of my marriage and I
have no money to pay its Zakat; shall I sell part of gold to pay its
Zakat?
Answer: Scholars, like Al Shafi'yah, Al Malikiyah and Al Hanabilah,
agree that no Zakat has to be paid on jewelry in contrast with Abu
Hanifa who holds that Zakat is compulsory on gold and silver jewelry
provided they constitute a Nisab.
As
for the second part of the question, it is allowed to sell part of
your gold to pay Zakat. And Allah knows best.
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25- Question: Is it possible to pay Zakat upon money after passage
of ten months of the year? I will give some one a loan from this
amount; shall I pay Zakat before or after giving the loan?
Answer: it is permissible to pay Zakat before passage of a whole
year. If you pay Zakat before giving the loan, there is no Zakat on
the debt after a year has passed. If you lends the money then you
pay its Zakat upon your money, you should pay Zakat upon debt
besides all your money. You may also pay Zakat after receiving the
debt. And Allah knows best.
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26- Question: How much is Zakat upon (400) gram of gold ingots? May
Allah reward you for your deeds.
Answer: Zakat upon (400) gram of gold ingots is quarter a tithe
(2.5%) or quarter of its value according to market price in time of
paying Zakat i.e. 25 dirham for each 1000 dirham and Allah knows
best.
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27- Question: I want to ask about Zakat upon money; I have an amount
of 40000 dirham collected along several months. How much is its
Zakat?
Answer: as for this amount, you have collected it in different
periods. That means that you add 5000 dirham every month. Zakat upon
money is paid after passage of a year. Therefore, you will pay Zakat
for an amount every month. For facilitation, you could calculate
Nisab from the first day you owned the money which is nearly
4400 dirham and after passage of a year, you could pay its Zakat and
add every amount added to the money because it is allowed to pay
Zakat in advance. And Allah knows best.
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28- Question: We have a deposit in bank; is it allowed to pay Zakat
to our son (student) as our father might be obliged to borrow in
some times?
Answer: Scholars agreed on disability of paying Zakat from origins
to branches i.e. from fathers to sons as well as Zakat from branches
to origins i.e. from sons to their fathers or mothers, husband to
wife because expenditures are obligatory in this respect. Where
expenditures are not obligatory in case of paying debt or seeking
education, this matter is not obligation on the father is allowed to
give them for their poverty. And Allah knows best.
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29- Question: Please, inform me about the mathematical issue for
transforming gold of 21 carats to 24 carats and how can I calculate
its Zakat?
Answer: Method of calculating Zakat upon gold: first, weigh the
possessed gold then multiply the result in gold carat and after
that, divide the outcome by 24. The result will be multiplied to 2.5
%, and the result is gold Zakat. (Gold weigh X gold carat χ 24) =
pure gold X gram price X 2.5 % = Zakat amount. And Allah knows
best.
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30- Question: I want to know which type of gold has Zakat; jewelry
or saved gold? Is there distinction between white and yellow gold?
Answer: Zakat upon gold is obligatory whether it was white or yellow
because yellow gold is mixed with some metals to turn into white
gold. All types of gold have Zakat whether it was (21, 22, 24
carats). Gold has Zakat in case of attaining Nisab that is 85
gram and a year has passed. Zakat rate is calculated by determining
its price in the market in time of paying Zakat and multiplying the
result in 2.5 %. And Allah knows best.
Abu
Hanifa agreed on obligation of Zakat upon jewelry in contrast with
Malik, Ash-Shafi'i and Bin Hanbal.
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31- Question: I ask about Zakat upon jewelry of the woman. Is it
true that there is Zakat upon woman's jewelry that equals the
specified amount of her counterparts of the same social level?
Answer: Abu Hanifa agreed on obligation of jewelry of woman in
contrast with Malik, Ash-Shafi'i and Bin Hanbal who agreed that
there is no Zakat upon jewelry because it is not prepared for
increase or development like clothes. However, Al Shafiyah
stipulated the amount of woman's jewelry should not exceed the
specified amount of her counterparts in the social level and what
exceeds the normal amount has Zakat. No doubt, the first opinion
protects Muslims and acquits conscience. And Allah knows best.
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32- Question: I need to know the alms (Zakat) amount due on my
salary which is Dh.1500, beering in mind that I have a wife and a
girl who is one month of age, what should I pay for Zakat?
Answer: Zakat is due on your salary only if you save it. When your
savings reach the Nisab (the difined amount of what equals 85
gm of gold on which the Zakat must be paid) and a one complete year
passes on it, you have to pay your Zakat. The Zakat amound is 2.5%.
In your case, if you save some of your salary and this saving
reaches the Nisab and a complete year passes, you have to pay
your Zakat. But if your salary is totally spent on your family, you
do not have to pay Zakat since you do have the Nisab. But you
have another kind of Zakat which is Zakat Al Fitr (paid during the
month of Ramadan and before the first day of the feast).
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33- Question: Is there a Zakat due to be paid upon pearls?
Answer: No Zakat is due to be paid upon pearls or any other kinds of
gems. Zakat is only paid upon gold and silver. But if those gems are
used in trade and are priced, they should be valued and a portion of
2.5% of the Zakat must be paid after a one complete year passes in
condition that the value reaches the Nisab or more. The Zakat
on gold is due when the amount of gold reaches 85gm or the value of
the same.
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34- Question: I have a share deposit in one of the Islamic banks,
should the Zakat be paid upon the capital or upon the capital and
its interests?
Answer: The Zakat should be paid upon the capital and its interest
after one complete year passes. The due amount is 2.5%.
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35- Question: I borrowed a one-million Dirhams loan to buy trading
commodities, is there a Zakat that should be paid upon the money?
Answer: Since money is converted to goods before one complete year
passes, no Zakat is due. A new year should be accounted for the
goods that starts from the day of selling. When a one complete year
passes on the trade, the goods is valued in the end of this year, if
the goods is wholesold the, it should be valued in whole. If it is
retail sold, it should be valued in retail. The value is added to
the cash and then a portion of 2.5% should be paid upon the whole
amount of the money. According to the Shafi'i school of thought, the
year starts in the date of getting the money regardless of
converting it to goods or any other form.
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36-Question: My husband is unemployed, and I have a job. One year
ago I started saving some of my salary to build a house. My savings
reached DH 17000. My husband does not know about this savings.
Should I pay a Zakat upon this savings? Is it permissible for me to
pay the due Zakat for my husband and my brother who is about to join
college bearing in mind that my father is a needy person?
Answer: If one complete year passes and you are still keeping the
Dh 17000, you must pay a 2.5 % of the whole amount of money as a
Zakat. Paying your Zakat to your husband and your brother is
permissible since they are needy.
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37- Question: Is it permissible to keep some of the Zakat money to
be paid to some people later?
Answer: The Zakat must be paid when it is due. If you keep some of
it, you are committed before Allah to pay it. So it is better to pay
it when it is due.
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38- Question: What is the Nisab of gold and how is it paid?
Answer: The Zakat upon gold is due when the following conditions are
provided: (1) the gold reaches the Nisab which is 85gm and
(2) one complete lunar year passes starting from the date of owning
this Nisab of gold. Each year passes a portion of 2.5% is due
to be paid from the gold itself or its value. If the gold you have
does not reach the Nisab or reaches the Nisab but does
not complete one year, no Zakat is due.
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39- Question: I have a Dh 15000-valued gold, how much the Zakat that
should be paid?
Answer: The Zakat amount that should be paid is Dh 375
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40- Question: I have an amount of money that increases and decreases
along one year, how can I calculate the Zakat?
Answer: In your case you should define the date in which the money
reaches the Nisab, then you start account for the year. After
determining the beginning of the year, no matter the money increases
or decreases since the Nisab is still. If one complete year
passes and the money is stable at the Nisab amount, you must
pay the Zakat which is 2.5% of the whole money whatever the decrease
of increase. But if the decrease amount makes the money less than
the Nisab, no Zakat is due. If the money increases after this
and reaches the Nisab, you start accounting for a new year
rather than the one accounted for before. There is another way for
calculating which is each new money gained (not generated by the
original) and reach the Nisab, a Zakat should be paid upon it
after one complete year passes. The first way is easier.
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41 Question: I did not pay the due Zakat upon some gold I have for
some years, I would like to know how can I pay my Zakat in this
case?
Answer: If the reason behind postponing the pay of Zakat is
negligence or ignorance, the Zakat must be paid for all these years.
You have to define the Nisab of the gold which is 85 gm and
determine the financial value according to the market price at that
times. Then you have to account the total sum and pay 2.5% of the
money. But if the reason behind postponing is a fatwa from a scholar
who says, according to some trends i.e. the Maliki, Shafi'i and
Hanbali, which state that Zakat is not to be paid upon gold, you do
not have, in this case, to pay Zakat for the past period. You have
to pay Zakat from now on since all conditions are complete,
according to the the Hanafi school of thought trend.
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42- Question: I have some gold weighting 622.9 gm, and the price of
the one gram of gold is ( Dh 51.18) I need to know how to account
for the Zakat?
Answer: The Zakat upon gold is due when conditions are complete. The
conditions are: (1) meeting the Nisab, (2) one complete year
must pass, (3) complete possessing of the gold and (4) you should be
a Muslim. The Nisab means 85 gm and more, as if the amount is
lesser than this no Zakat should be paid. The portion is 2.5% of the
gold. It is permissible to pay the Zakat in money not gold but you
have to evaluate the gold by money according the gold price in the
market on the day of paying the Zakat not on the day of purchasing
the gold. In your case as per the weight you mentioned you have to
pay Dh 798.
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43- Question: I got money that accumulated within a year or more
and reached Dh 65000, should I pay the Zakat as a whole?
Answer- The conditions of paying Zakat are: (1) meeting the
Nisab, (2) one complete year must pass, and the Nisab
means 85 gm and in Dirhams is about (4100). The accumulating money
should be treated as follows, at the time this money reaches the
Nisab, you have to start accounting for the year. When a
complete year passes after reaching the Nisab, you have to
pay Zakat upon the money which reached the Nisab. For the
money earned after reaching the Nisab, you can pay its Zakat
if you want to hurry in paying it or you can wait till one complete
year passes on the late money. The due Zakat upon Dh 65000 is
Dh1625.
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44- Question: I have Dh100000 and before one complete year passes I
got another Dh 100000, should I pay Zakat for the first amount or
should I wait for another year to pass on the second amount and pay
the Zakat upon all?
Answer: The Zakat is due only on the first amount of money and it is
permissible to pay the Zakat for both at the time of paying the
Zakat of the first.
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45- Question: I have Dh 100000 savings of the salary, should I pay
Zakat upon it? And how much is it?
Answer: For the money got from the salary, tow things should happen,
first the money should reach the Nisab, and one complete year
should pass. This means that you will pay the Zakat of this year in
the next year. The portion is 2.5% of the whole money. The Zakat of
Dh 100000 is Dh 2500.
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46- Question: I have an amount of money and I did not pay its Zakat
for 6 months, should I pay the Zakat now or should I wait for
another 6 months and pay for two-year Zakat?
Answer: You have to pay now for the money you got for one year, and
for the next year Zakat you may pay it now too or wait till another
year passes and then pay it.
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47- Question: I have Dh 40000 in my current account, and I have an
amount of Dh 5000 I lent it to someone how paid it back within tow
weeks. Also I have Dh 16000 earned via trading. Every Ramadan, I
used to check all bank reports and see my money amounts and then pay
my Zakat upon the least amount because it the amount on which one
complete year past. My question is, is my action right, and should I
define a certain day in Ramadan on which I pay my Zakat?
Answer: Your accounting for the least amount is right but it is
better to pay your Zakat upon any amounts on which one complete year
passes, in order not to be occupied by any other accounts. For
defining a certain day on which you pay your Zakat, it is better to
do so in order not to be late or you may miss paying the Zakat. For
the money you lent or earned from a trade, you should pay upon its
real capital.
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48- Question: My husband borrow an amount of money from me, I intend
that if he can pay it back I will take it. But if he can not pay it
back, I will not ask him to pay and will forgive him. I gave him a
peace period, should I pay Zakat upon this money?
Answer: No Zakat is due upon loans. If one complete year passes and
then your husband pay it back at any time after this year, you have
to pay the Zakat for one year only after getting the money.
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49- Question: I paid my Zakat before one year passes, is it
permissible?
Answer: Yes, it is permissible to do so.
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50- Question: I have inherited Dh 90000, should I pay Zakat upon it?
Answer: Yes, after one year passes you have to pay a portion of
2.5%. If you spend some of it, the Zakat should be paid upon the
rest after one complete year passes, on condition that the rest
reaches the Nisab. But if the rest does not reach the
Nisab, no Zakat is due then. The Nisab is the value of 85
gm of gold, which is about Dh 4000.
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51- Question: I had to pay my Zakat last Ramadan, but I did not. Now
I am traveling to perform Hajj, is it permissible to postpone it
till I come back from Hajj, or should I pay it now?
Answer: You have to pay the Zakat immediately and ask Allah to
forgive you before going to Hajj.
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52- Question: I need to know how to pay Zakat upon deposits.
Answer: The Zakat should be paid upon the deposits and its interest
when it reaches the Nisab and one complete year passes.
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53- Question: Two immature girls inherited an amount of money after
their fathers death, and I deposited the money in the bank, should
I pay Zakat upon this money?
Answer: The legacy is an earned money and a Zakat should be paid
upon it whether this money is possessed by mature or immature
persons. To pay Zakat, the money should reach the Nisab, and
one complete year should pass. The portion of Zakat is 2.5% of the
whole money.
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54- Question: I bought a piece of land and I paid half of its price
and I will pay the rest of its price after the authentication
process. The money deposited in the bank passed one year in the
bank. Should I pay the Zakat upon the whole money, or should I
excluded the money allocated for the purchasing process?
Answer- You have to pay the Zakat upon the whole money not including
the money allocated for the purchasing process.
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55- Question: I borrowed an amount of Dh 60000 to buy a car and the
scheme was to deduct a portion of my salary to pay the loan back.
After 6 months of deducting I managed to pay back the loan as a
whole at once. Should I pay Zakat upon this loan?
Answer- As you mentioned the loan did not complete one year with
you. Also you did not use it in trade, you paid it in purchasing the
car. If one year does not pass on the money you have, no Zakat
should be paid.
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Fatwas regarding the Zakat upon Commercial and
Industrial Fortunes:
56- Question: I have a land that is hired by someone for a certain
amount of money that is include in my income, how can I pay my
Zakat?
Answer- No Zakat to be pain upon the land but the Zakat is paid on
the rent only when this rent reaches the Nisab and one year
passes, then 2.5% should be paid. The person who cultivates the land
should pay a Zakat upon the crops cultivated. If the land is
cultivated and irrigated by natural sources without any cost born by
the cultivator the portion of Zakat is 10%. But if irrigation is
costly, the portion of Zakat is 5% and if irrigation is mixed the
portion is 7.5%.
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57- Question: I have tow houses dwelling in one of them and renting
the other. I need to know how to pay Zakat on them.
Answer- No Zakat to be paid upon the house in which you dwell, but
if the rent of the other house reaches the Nisab, and one
year passes on it, you have to pay Zakat upon it and the portion is
2.5%.
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58- Question: Is there a Zakat upon car trading? And how is it paid?
Answer- You have to pay a Zakat upon the car trading. In the end of
each year, you have to evaluate the value of the cars and calculate
its total money value and add to it the cash you have and pay a
portion of 2.5% of the total value.
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59- Question: I have purchased a land valued in Dh 23000, how much
is its due Zakat?
Answer- This land is one of three:
1-
if it is a personal property, no
Zakat is to be paid
2-
if it is for commercial purpose, you
have to wait till one year passes, if it is still in your hand, you
have to estimate its value in money and pay a portion of 2.5% of
this value.
3-
If it is rented you have to pay the
Zakat upon the rent value not upon the value of the land in
condition that the value of the rent reaches the Nisab. The
Nisab is the value of 85gm of gold. If you spend the rent
before one year passes, no Zakat is to be paid.
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60- Question: I need to know about the Zakat of trade shops and its
portion.
Answer- in the end of the year you have to value the goods in your
shop excluding the firming assets. You should be ware of the way of
selling (whole selling or retail selling) . After evaluating the
whole value of your goods you have to pay 2.5% of the total amount
calculated then.
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61-Question: I need to know about the commercial trade Zakat.
Answer- After one complete year passes on your trade, you have to
evaluate your goods in money. After calculating your total money,
excluding debts, and other commitments, you have to pay 2.5% of the
total money. The following equation can illustrate the
Zakat:
Zakat amount = the value of the goods + cash in the fund or bank +
loans to be paid back + the debts x 2.5%
If
you can pay back your debts from another money other than the Zakat
money, it will be better.
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62- Question: I have a shop and a factory, and also I have some
partners and I have some investments like debts. I pay my Zakat in a
portion more than 2.5% of what I have. I pay my Zakat for my
relatives and neighbors and the poor. Is this money I pay counted of
the Zakat?
Answer- if you pay at the time of paying the Zakat and you bear the
intention of paying Zakat, this money is accepted for Zakat. But if
you pay this money with the intention of charity not Zakat, you
still have to pay your Zakat since Charity can not replace the
Zakat.
Paying your Zakat for your relatives and neighbors is permissible.
Allah says: "Charity is to be paid for the poor
.." (Al-Tawbah:
60), excluding parents and wife or sons or daughters. You will be
rewarded twice, for the Zakat and for kindness to relatives.
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63- Question: I have a shop for shoe selling, I need to know how to
pay my Zakat upon it, knowing that I did not pay my Zakat for a long
time.
Answer- After one complete year passes on your trade, you have to
evaluate your goods in money. After calculating your total money,
excluding debts, and other commitments, you have to pay 2.5% of the
total money. The following equation can illustrate the
Zakat:
Zakat amount = the value of the goods + cash in the fund or bank +
loans to be paid back + the debts x 2.5%.
For
the past times, you have to pay your Zakat because it is like a debt
for Allah's sake that you have to pay. You can check your past
reports and evaluate the value in money and then calculate for its
total value and pay it.
Paying the Zakat in installments is not permissible.
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64- Question: I need to know is there a Zakat upon shops that paid
retroactively.
Answer- Yes, you have to pay the Zakat retroactively. The Zakat is
calculated and paid as follows:
After one complete year passes on your trade, you have to evaluate
your goods in money. After calculating your total money, excluding
debts, and other commitments, you have to pay 2.5% of the total
money. The following equation can illustrate the Zakat: Zakat
amount = the value of the goods + cash in the fund or bank + loans
to be paid back + the debts x 2.5%.
For
the past Zakat, you have to check it, if you can define it
accurately you pay upon the estimated money. If you can not define
it accurately, you put a random value and pay upon it.
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65- Question: I have an investment wallet in an Islamic bank, this
wallet gives annual interests. Should the Zakat be paid upon the
capital or upon the interest?
Answer- the Zakat is to be paid upon all what you possess, the
wallet capital and interests together.
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66- Question: Someone got shares in an investment wallet, regardless
the Haram and halal money in this wallet, it started with Dh 4000000
and after one year it became Dh27000000, how should I pay my Zakat?
Answer- He should distinguish the Halal from the Haram money. Then
the Haram should be paid for public Muslims interests and the Halal
should be valued and a portion of 2.5% of the total should be paid.
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67- Question: I trade in lands and real state, how can I calculate
for the Zakat? Some of these properties passed one year with me.
Answer- After one complete year passes on your trade, you have to
evaluate your goods in money. After calculating your total money,
excluding debts, and other commitments, you have to pay 2.5% of the
total money. The following equation can illustrate the
Zakat:
Zakat amount = the value of the goods + cash in the fund or bank +
loans to be paid back + the debts x 2.5%.
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Fatwas about the Zakat of Shares, Bonds and
Manipulated Properties:
68- Question: I have 200 shares, and the purchasing value is Dh10000
and one year passed on them, what is the Zakat that is due to be
paid?
Answer- there are tow kinds of the shares, investment shares (for
trade purposes) upon which the Zakat is paid on the basis of profit
and loss 2.5% of the total value of the money. The second kind is
shares in a company that pays the Zakat of the shares, then you
should not pay the Zakat.
If
the shares are in an industrial company and you intend to manipulate
the returns of them, you should pay the Zakat upon the returns value
(profits& interests) 2.5% of the total value. It is better to know
about the goods and properties against your shares to value them and
pay your Zakat upon it.
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69. Question: I have stocks not for sale or trade; do they have
Zakat?
Answer: As you mentioned, there is no Zakat upon stocks, which aim
at benefiting from profits - assets of shares are fixed and not
circulating as shares of real estate companies. In this case, Zakat
is applied upon the profits of the shares if they attain Nisab
and a year has passed. If the shares are for trade and their assets
are circulating in purchase and sale as shares of the most common
Islamic banks or cooperatives; in this case, there is Zakat upon
shares and profits if they attain Nisab and a year has passed
even if they are not intended for trade.
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70. Question: I have shares and their Zakat is 30.000 dirham, but I
do not have liquid money to pay Zakat; can Zakat be paid in
installments or should I pay it at one time?
Answer: You must pay Zakat as long as it must be paid. You could
sell part of the shares to pay Zakat and it is not allowed to delay
Zakat and Allah knows best.
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71. Question: I was trading in shares selling and buying, praise be
to Allah as I gain from this trade six months ago; is there Zakat
upon these shares?
Answer: two conditions of Zakat upon money and possessions must be
fulfilled. First, the possessions must attain Nisab. Second,
a year should pass with this Nisab.
As for your case, if the shares attains Nisab in time of
paying Zakat and a year has passed, then Zakat should be upon the
assets of shares besides the profits. Zakat will be 2.5% of the
total amount. If a year has not passed since the date of trade, then
these shares have no Zakat and Allah knows best.
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72. Question: I have shares in several companies, deposits in
Islamic bank of Dubai, real estates taken by installments from many
ways. The total value of the real estates is triple the value of the
shares; is there Zakat upon shares and deposits?
Answer: As for shares, they have two divisions:
First: Zakat is applied upon shares for trade according to market
price by 2.5% if they attain Nisab and a year has passed.
Second: shares purchased for benefiting from profits only have two
cases: first, assets of the shares are for commercial company as
cooperatives, there is Zakat upon these shares like the first
division for assets and profits. Second, if the assets of shares are
fixed and not circulating like the shares of real estate and
telecommunications companies, Zakat is applied to profits if they
attain Nisab and a year has passed.
As for deposits and their profits, they have Zakat with 2.5% if they
attain Nisab and a year has passed.
As for debt due to real estates that you have possessed, there is
Zakat upon what you possess of money not used in settling debt,
attains Nisab and a year has passed because debt does not
hinder Zakat upon money.
As for real estates being in your possession, there is Zakat upon
real estates if they are rented or for sale. Zakat is upon value of
rent if it attains Nisab and a year has passed since the date
of contract start to its end. If the value of rental is spent before
completing the year or the remaining part does not attain Nisab,
then it has no Zakat for not meeting the conditions of Zakat.
If the real estates are for sale as you bought them for trade, then
Zakat is applied on their essence if they are still existent and a
year has passed by evaluating them according to the market in time
of paying Zakat. Zakat will be 2.5% of the total amount. If these
real estates are personal possessions and not for sale or rent, they
are not liable to Zakat.
The minimum amount liable to Zakat is 85 grams of pure gold and
Allah knows best.
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73. Question: I have a number of shares in an Islamic bank, since
the date of buying them by 107 dirham for each share, I did not buy
or sell and I did not pay attention to their value; how could I
calculate their Zakat?
Answer: As for Zakat upon shares, the price of shares is determined
by market value if they attain Nisab and a year has passed.
Zakat is 2.5% whether for trade or benefiting from. As for last
years, you should calculate your possessions at the end of each year
considering their market value in time of paying Zakat as well as
considering your a quittance and Allah knows best.
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74. Question: I have shares in cooperative; I was informed that
Zakat is applied on the market value of shares besides their profits
because they are trade offers but shares of the cooperative are not
pertaining to market as well as their value can not be calculated;
how should I pay Zakat? By purchase value or what?
Answer: determining market value is possible by offering shares for
sale, the result is share's value besides profits, and you should
pay 2.5% from the total amount of Zakat base and Allah knows
best.
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75. Question: I started trade of shares with a capital of 100.000
dirham, after that, when I gain money, I buy new shares for
speculation. Shall I calculate a new year for the news shares or all
the shares are merged in one trade?
Answer: You should determine start of the year for the new shares
because they are bought by an amount liable to Zakat and were not
from the first shares. However, it is difficult for people to
determine a year for each set, so the whole shares are set for a
year, and then Zakat is paid from the total amount. Thus, the amount
whose Zakat is applicable, is paid and as for the amount whose Zakat
is not applicable, its Zakat is paid in advance. Paying Zakat in
advance is allowed for the majority of scholars and Allah knows
best.
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76. Question: the sessions of general meetings of some companies are
held recently where distribution of profits of the last year is
approbated and divided into bonus shares and monetary amounts. How
can Zakat upon these bonus shares be calculated? Is Zakat calculated
by market value for commercial company or service company intended
for trade or should shares be treated as utilized shares?
Answer: The shares are treated as profits because they are result of
trade in the previous shares and they should be divided cash but the
assembly considered them as bonus shares that are more profitable
than cash. Therefore, these shares are merged to the previous
shares, profits are merged to its base and then Zakat is paid from
the total amount and Allah knows best.
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Fatwas about Zakat Ul-Fitr:
77. Question: I want to know who recipients of Zakat ul-Fitr are and
when Zakat ul-Fitr is due; day, night or before people going to 'Eid
prayer.
Answer: recipients of Zakat ul-Fitr are the poor and the needy
according to what became evident to all people. It is paid before 'Eid
prayer. However, it is allowed to pay Zakat a day or two before 'Eid
or from the first day f Ramadan according to ash-Shaf'i (in his
original opinion) and there is no specific condition for defining
its time day or night as it is paid at any time and Allah knows
best.
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78. Question: Being sick and old, my grandmother cannot fast
Ramadan; how much does she pay for each day?
Answer: she should pay a ransom for each day and ransom is
feeding a poor person for every day. Ransom is 20 dirham for each
day and it could be given to charitable bodies. You have the choice
of paying it either daily for each day or paying it all at once for
all the days as Ana's was doing in old age. He was preparing a
banquet in the first day of Ramadan and invited thirty person of the
needy for breaking fast in Ramadan.
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79. Question: I am an employer, I did not get my salary yet and I
have no money to pay Zakat ul-Fitr; what should I do? Should I get a
loan of wait to get salary?
Answer: Zakat ul-Fitr is incumbent on every free Muslim, young
and old, male and female, free and slave, who possesses one Sa'
of dates or barley which is not needed as a basic food for himself
or his family for the duration of one day and night. Nowadays, most
people have the sufficient means of living, so you should get a loan
to pay Zakat ul-Fitr than you settle your debt from the salary and
Allah knows best.
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80. Question: my mother entrusted me to pay Zakat ul-Fitr for her,
my father and brothers but I was not able to pay it because it was
late and I did not pay it in the morning; what is the recompense of
Zakat delay? What is my situation and my mother's? Is there Zakat
upon the servant in the house?
Answer: you should pay Zakat ul-Fitr after 'Eid prayer and it is
considered a settlement. The servant should pay Zakat ul-Fitr for
herself and it is allowed to pay Zakat ul-Fitr for her by her
knowledge.
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81. Question: Is it allowed to change intention in paying Zakat as
in specifying an amount for buying food for soul of deceased person,
and then one knew that this amount is not belonging to Zakat ul-Fitr
whereas an amount was paid as a charity? Is it allowed to change
intentions?
Answer: Intention does not change after taking action. You should
pay Zakat ul-Fitr on the right aspect. However, there is no Zakat
ul-Fitr upon the deceased.
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82. Question: It is evident that Zakat ul-Fitr is paid in dates,
barely and wheat; is it permissible to pay Zakat ul-Fitr in cakes?
Answer: Zakat ul-Fitr should be paid from the basic food in the
country, so cakes are not from the basic food on which people feed
like rice and dates and Allah knows best.
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83. Question: Is it allowed to pay Zakat ul-fitr to my wife's
family, as they do not have any income except the simple salary of
their son?
Answer: if your wife's family is from the category of the poor
and the needy and the small salary is not sufficient, it is
permissible to pay Zakat ul-Fitr to them and Allah knows best.
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84. Question: I am an employer, have a daughter and live in my
father's house. I want to pay Zakat ul-Fitr for my father and sister
with whom I live, could I pay it even if my father is the
responsible for house expenses.
Answer: it is allowed to pay Zakat ul-Fitr for them if they
permit and Allah knows best.
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Fatwas about Recipients of Zakat
85. Question: I want to know the recipients of Zakat and is it
allowed to pay Zakat for brothers and sisters?
Answer: Allah, the Most Exalted has specified recipients of Zakat
in the following ayah: "Zakat expenditures are only for the
poor and the needy, for those who collect them, for those whose
hearts are to be reconciled, for the freedom of those who are
captives and in debt, for the cause of Allah, and for the wayfarers;
[it is] a duty imposed by Allah. Allah is the Knower, the Wise",
[at-Tawbah 9: 60]. Therefore, recipients of Zakat are eight
categories: the poor, the needy, those who collect Zakat, whose
hearts are to be reconciled, freeing captives, person in debt, for
the cause of Allah and wayfarer. If any category of the previous
types applies to brothers and sisters, it is allowed to pay Zakat to
them. In this case, you will have two rewards: reward of charity and
reward of kinship and Allah knows best.
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86. Question: I have poor uncle whose salary is not sufficient for
his family; is it permissible to pay Zakat to them?
Answer: yes, it is allowed to pay Zakat to your uncle due to his
poverty and you will have two rewards: reward of charity and reward
of kinship and Allah knows best.
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87. Question: I want to pay Zakat to my stepbrother because he is
going to get married as his salary is not sufficient; is it
permissible?
Answer: Yes, it is allowed to pay Zakat to your stepbrother and
you will have two rewards: reward of charity and reward of kinship
and Allah knows best.
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88. Question: Is it allowed to specify a part of my money to be
spent on my sister in education though my father pays money to her
but he cannot fulfill her demands and I am n living with my sons in
my private house?
Answer: It is allowed to pay Zakat to your relatives except
parents and sons. In your case, it is permissible to pay Zakat to
your sister and you will have two rewards: reward of charity and
reward of kinship and Allah knows best.
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89. Question: Is it allowed to pay Zakat ul-Fitr to the one's
family? Or is it for the poor and the needy alone?
Answer: Zakat ul-Fitr is for the poor and the needy. if your
family are not from these categories, you should pay Zakat ul-Fitr
to its recipients. if your brothers are from the poor, give them
from Zakat and Allah knows best.
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90. Question: I paid a large part of my money Zakat and there is
still a small part to be given to certain people; is it allowed to
delay Zakat? or should it be paid in time or before time?
Answer: You should pay Zakat in its specified time and it is not
allowed to delay it as well as giving to its recipients. If there is
an interest or you ward off evil, you might defer it, then it will
be a debt to be paid soon, and Allah knows best.
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91. Question: Is it allowed to pay Zakat upon money to a poor family
of four disable sons and deceased father?
Answer: It is permitted to give them your Zakat as log as they
need this money. You also could give them all your Zakat upon money
to fulfill their needs and Allah knows best.
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92. Question: Is it permitted to defer Zakat to the next
year?
Answer: It is not allowed to defer Zakat as much as possible
because there are people related to this Zakat of the poor, the
needy as well as the eight categories mentioned in the Qura'nic
ayah. Every person should pay Zakat because he could not know
what will happen and Allah knows best.
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93. Question: Is it permitted to buy specific things by Zakat money
to be given to a person who demands these things?
Answer: In deed, Zakat is paid from the possessed materials of
Zakat payer. it is allowed to replace Zakat upon money with
contributions in kind according to the needs of the poor. Zakat upon
money should be money generally and Allah knows best.
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94. Question: Could I pay Zakat upon gold to my poor sister in
Yemen? Or it is obligatory to pay Zakat outside the one's relatives.
Answer: It is allowed to pay your Zakat upon gold to your sister
in Yemen as long as Zakat conditions are applicable to her. However,
Zakat payer should pay his Zakat in his own place and Allah knows
best.
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95. Question: Is the one's debt to me considered from my Zakat upon
money?
Answer: It is not allowed to regard Zakat of debt because Zakat
was not intended in paying money for a person. Zakat is a worship
that involves intention and Allah knows best.
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96. Question: I have Zakat money and find that I have a relative of
the first class who needs money for building a house for his family.
In fact, he cannot afford the necessary requirements for building
the house and the house will lodge his widow mother and little
brothers.
Answer: if he is a relative from the first degree father,
mother, wife, sons, he does not deserve Zakat. Other than those
mentioned like brother, sister or uncle deserves Zakat. If he is
poor, it is allowed to give him Zakat because house is from the
necessary demands of man and you will have two rewards: reward of
charity and reward of kinship and Allah knows best.
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97. Question: Is it allowed paying Zakat to some one without
informing him that these are Zakat money?
Answer: It is permitted to pay Zakat to any one without informing
him if he deserves Zakat and is from recipients of Zakat. It is
preferable to inform him about Zakat because he may refrain from
taking Zakat. If you knows that he accepts Zakat, you may give him
without his knowledge and Allah knows best.
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98. Question: Is it lawful to pay Zakat to non-Muslims?
Answer: Allah, the Most Exalted has specified recipients of Zakat
in the following ayah: "Zakat expenditures are only for the
poor and the needy, for those who collect them, for those whose
hearts are to be reconciled, for the freedom of those who are
captives and in debt, for the cause of Allah, and for the wayfarers;
[it is] a duty imposed by Allah. Allah is the Knower, the Wise", [at-Tawbah
9: 60]. These categories must be from Muslims. However, there is one
category of Zakat recipients whose hearts are to be reconciled,
this category may be from non-Muslims who may come to Islam through
the reconciliation of their hearts and people whose evil is feared,
and it is hoped that money, if given to them, will neutralize their
hostility. It is not allowed to pay Zakat to non-Muslims except for
those mentioned before and Allah knows best.
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99. Question: I have a dear friend who has debts, obligations and
will get married; is it lawful to give him Zakat without informing
him.
Answer: It is allowed to pay Zakat to person in debt if he has
not sufficient money to pay his debt. He is considered from the
category of persons in debt. It is preferable to give him Zakat
without informing him, so you could give your friend from Zakat by
name of gift or assistance and Allah knows best.
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100. Question: I have a son who worked in trade but lost every thing
and became indebted; is it allowed to give him Zakat upon my money
to settle his debt?
Answer: It is permitted to give him Zakat considering him a
person in debt and Allah knows best.
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101. Question: I have relatives outside UAE and they have not the
sufficient means of living; is it allowed to give them Zakat,
knowing that they have a land that suffices them in case of selling
it but the common traditions prevent them from selling the land.
Answer: Yes, it is allowed to give them Zakat. Possessing a land
does not prevent them of receiving Zakat if they were poor. They are
similar to those who own house to live in or cars to ride, as they
are not obliged to sell them. They deserve Zakat if they are from
the recipients of Zakat stated in Zakat ayah and Allah knows
best.
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102- Question: Is it permissible to collect Zakat to buy a small
house for a family needing house?
Answer: It is allowed to buy a house from Zakat money if the
family really needs a house and Allah knows best.
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103. Question: What is the rule of paying Zakat to the poor of
non-Muslims to bring their hearts together to Islam?
Answer: It is not allowed to pay Zakat to non-Muslims. Those
whose hearts are to be reconciled are determined by majority of
scholars and not by personal opinion and Allah knows best.
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104. Question: Is it allowed paying Zakat besides Zakat ul-Fitr to
our brothers aggrieved by earthquake in Pakistan, I follow the
Islamic school of Abu Hanifa and there is no objection of paying
Zakat in cash?
Answer: There is no objection for transferring Zakat from a
country to another if necessary, as the case in Pakistan. Therefore,
there is no objection to sending Zakat money with the suitable way
and Allah knows best.
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